Jumat, 06 Juni 2014

PERSONAL FINANCE AND THE ECONOMY



33.1    Match word form each box to form collocations from the opposite page and use them to 
           complete the sentence below (Borrow, Make, Spend, Stay, Supplement, a float, afortune,  
           heavily, my income and then a payment)

1.       I make a payment of €500 every month to my credit-card account.
2.       When I was a student I got a job in a fast-food outlet to supplement my income.
3.       I used to borrow on books when I was at university
4.       I had no grant or scholarship, so I had to spend a payment  to finance my studies
5.       Small firms find it difficult to stay a fortune  when costs and interest rates are high

33.2     Copy and complete collocation bubbles using words from the box. Some words
            collocate only with debt, some only with overdraft and some with both. Use a
            dictionary to help you find one more collocation for each bubbles.

      1.     To arrange a (overdraft)
      2.     A bad (debt)
      3.     To be in (overdraft)
      4.     To clear a (overdraft)
      5.     Deep in (debt)
6.     Facility (overdraft)
7.     To get a (overdraft)
8.     To get into (overdraft)
9.     A hefty (debt or overdraft)
10.   The national (debt or overdraft)
11.   To pay off a (debt)
12.   Ridden (debt)
13.   To run up (debt)
14.   An unauthorized (debt)

33.4  Answer the question about collocations from the opposite page
1.      What object is a person or company being compared to when we use the collocation keep or stay a 
       float metaphorically?
      (The object is a company)
             2.    What are you eventually expected to do with a loan ?
       (No, I will not expected to do with loan)
3.    If a bank calls in a loan, do they (a) give it (b)write it off (c) demand full payment
       (They write off)
             4.    If someone defaults on a payment, do they (a) not make it (b) make it in full (c) partially
                   make it
      (They not make it)
5.   What is the crime called when someone make illegal use of another person’s credit card?
      (The crime called when someone do a default payment)

34.1  Match the beginning of each sentence with its ending

      1.  The  government is finding it very difficult to curb (Inflation)
      2.  The country is suffering because of the current economic (Climate)
      3.  Although heavy industry is in decline, service industries are (Thriving)
      4.  The CEO is anxious to safeguard his company’s (Thriving)
      5.  New machinery has enabled the factory to increase its (Output)
      6.  The tax authorities plan to tackle the issue of undeclared (Interest)
      7.  The budget plan explains how we intend to allocate our various (Exclusion)
      8.  We must tackle and solve the problem caused by social (Earnings)

34.2     Which of these phrases would a Finance Minister be likely to use about  
             the economy under his/her own guidance and which about the economy under a
             previous rival government.

      1.    Build on success (the economy under his/her own guidance)
      2.    Extend opportunity (the economy under his/her own guidance)
      3.    Leave inflation unchecked (the economy under a previous rival government)
      4.    Levy heavy taxes (the economy under a previous rival government)
      5.    Meet with success (the economy under his/her own guidance)
      6.    Poor value for money (the economy under a previous rival government)
      7.    Rampant inflation (the economy under a previous rival government)
      8.    Rising unemployment (the economy under a previous rival government)
      9.    Safely steer the economy (the economy under a previous rival government)
      10.  Steady growth (the economy under a previous rival government)
      11.  Thriving black economy (the economy under a previous rival government)
      12.  Thriving industry (the economy under a previous rival government)
      13.  Uninterrupted growth (the economy under a previous rival government)

34.3 Find the opposite of the underlined words in these collocation in the opposite 
        page

1.       to invest for the short term (long)
2.       to restrict opportunity (clear)
3.       declared earnings (apparent)
4.       falling unemployment (get up)
5.       stunting growth (speed up)
6.       soaring profits (decline)
7.       private spending (public/general)
8.       to reduce cost (run up)
9.       to lower interest rates (higher)
10.     to abolish a levy (round off)

      34.4 Complete each sentence using words from 34.3 (either those underlined above or their 
               opposites) in the aapropriate form.

1.     The government has more control over restrict than over run up spending
2.     Tax inspectors make spot checks to ensure we do not have any declared earnings
3.     If you have a steady and secure income, then it may be sensible to invest for the long
        term  rather than the short term
4.     Reduce unemployment is a sign of a healty economy
5.     If the government wants to slow down the economy by higher interest rates, then a
        company’s costs will be higher and so their profits may lower
6.     A progressive government will want to higher opportunity and to higher growth
7.     A political party might think it was a good idea to slow growth down but it would be
        very  unlikely to say that it wanted to reduce growth
8.     The government has decided to run up a levy on commercial waste collocation in order
        to encourage recycling.

Selasa, 22 April 2014

PRONUNCIATION -ED ENDING



PRONUNCIATION: -ED ENDING. (PENGUCAPAN: AKHIRAN -ED)

Dalam bahasa Inggris Amerika dan bahasa Inggris British, akhiran -ed dibunyikan dalam tiga jenis bunyi. Pertama, akhiran -ed berbunyi /d/, kedua, akhiran -ed berbunyi /t/, dan akhiran -ed yang berbunyi /id/.
1. -ED BERBUNYI /T/.
Akhiran -ed berbunyi /t/ apabila sebelum -ed berbunyi desis (s, ss, sh, ch, x), k, dan p.
Contoh:

pass - passed /t/ ----- dibaca /past/
They passed this corridor just now

wash - washed /t/ ---- dibaca /wosyt/
They washed the car last Sunday

watch - watched /t/ --- dibaca /woct/
I watched TV last night

walk - walked /t/ ------- dibaca /wokt/
We walked to school yesterday

stop - stopped /t/ ------ dibaca /stopt/
The rain has stopped

2. -ED BERBUNYI /D/
Akhiran -ed berbunyi /d/ apabila sebelum -ed berbunyi b, l, m, n, v, vocal a, i, u e, o), w, y,.
Contoh:
call - called /d/ ------ dibaca /kold/
She hadn't called the police before I came

climb -climbed /d/ --- dibaca /klaimd/
They climbed over the wall

love - loved /d/ ---- dibaca /lovd/
I loved you yesterday

share -shared /d/ --- dibaca /sye:d/
Your information will not be shared

borrow - borrowed /d/ --- dibaca /borowd/
The book is borrowed by them

3. -ED BERBUNYI ID/
Akhiran -ed berbunyi /id/ apabila sebelum -ed berbunyi /t/ atau /d/.
Contoh:
want - wanted /id/ -------- dibaca /wontid/
She wanted experiment last week.

add - added /id/  ............. dibaca /edid/
Susi make cakes with added sugar.

plant - planted /id/ -------- dibaca /plantid/
Land which is to be planted only with rice

end - ended /id/   --------- dibaca /edid/
We ended up watching a movie

CONTOH KATA PRONUNCIATION: -ED ENDING

11. Opened (/d/)
22. Refused (/d/)
33. Attended (/Id/)
44. Climbed (/d/)
55. Persuade (/d/)
66. Preferred (/d/)
77. Hurried (/d/)
88. Charge (/d/)
99. Arrived (/d/)
110. Lasted (/t/)
111. Correct (/Id/)
112. Relaxed (/t/)
113. Hopped (/t/)
114. Enjoyed (/Id/)
115. Related (/d/)
116. Remembered (/d/)
117. Controled (/d/)
118. Ased (/d/)
119. Pretended (/Id/)
220. Died (/d/)
221. Shouted (/t/)
222. Watched (/t/)
223. Explained (/d/)
224. Sewed (/d/)
225. Sliped (/t/)
226. Exchanged (/d/)
227. Reminded (/Id/)
228. Huged (/d/)

Sumber : http://globalonline1.webs.com/



Minggu, 23 Maret 2014

TENSES BAHASA INGGRIS



PENGERTIAN TENSES
Tenses adalah bentuk kata kerja dalam bahasa Inggris untuk menunjukkan waktu (sekarang, masa depan, atau masa lalu) terjadinya suatu perbuatan atau peristiwa.

Rumus tenses :
1.      Past simple tense                           Time Signal :
(+) = S + V2                                        Last
(-)  = S + did not + V1                        yesterday
(?) = did + S + V1                              this morning

2.      Present simple tense                      Time Signal :
(+) = S + V1 (s/es)                              ussualy
(-) =  S + do/does + NOT+V1            On
(?) = do/does + NOT + V1                 In
                                                            Every

3.  Future simple tense                         Time Signal :
(+) = S + will + V1                             Tomorrow
(-) = S + will + NOT + V1                  Next
(?) = Will + S + V1                             Tonight
                                                            Later
                                                            Soon

4.  Past continuous tense                      Time Signal :
(+) = S + was/were + V- ing               When
(-) = S + was/were + NOT + V-ing     While
(?) = was/were + s + V-ing                

5.  Present continuous tense                 Time Signal :
(+) =  S + to be + V – ing                   This week, This year
(-) =  S+to be + NOT + V- ing            Now
(?) = To be + S + V – ing                    At this time

6.  Future continuous tense                  Time Signal :
(+) = S + will + be +  V – ing             Tomorrow
(-) = S + will + be + NOT + V – ing   At this time
(?) = Will + S + be + V – ing              Next week

7.  Past perfect tense                            Time Signal : 
(+) = S + Had + V3                            When
(-) = S + had + NOT + V3                  Before
(?) = Had + S + V3                             After

8.  Present perfect tense                       Time signal :
(+) = S + have/has + V3                      Since
(-) = S + have/has + NOT + V3          For
(?) = Have/has + S  + V3                    Already
                                                           Just
                                                           Never

9.  Future perfect tense                        Time Signal :
(+) = S + will + have/has + V3           Tomorrow
(-) = S + will + NOT + V3                 At
(?) = Will + S + have/has + V3           By
                                                          For
               
Contoh kalimat :
PAST SIMPLE TENSE
( + ) I wrote comics last year
( - ) I did not write comics last year
( ? ) Did I write comics last year ?
PRESENT SIMPLE TENSE
(+) He sleeps every night.
(-)  He doesn't sleep every night.
(?) Does he sleep every night?
FUTURE SIMPLE TENSE
( + ) We will go to school soon
( - ) We will not go to school soon
( ? ) Will we go to school soon ?
PAST CONTINUOUS TENSE
(+) I was working all night yesterday
(-) I was not working all night yesterday
( ? ) were you working all night yesterday ?
PRESENT CONTINUOUS TENSE
( + ) I watching tv now
( - ) I am not watching tv now
( ? ) am I watching tv now ?
FUTURE CONTINUOUS TENSE
( + ) I will be reading a magazine tomorrow
( - ) I will not be reading a magazine tomorrow
 ( ? ) Will you be reading a magazine tomorrow?
PAST PERFECT TENSE
( + ) She had gone to Amsterdam when I called her
( - ) She had not gone to Amsterdam when I called her
( ? ) Had she gone to Amsterdam when you called her ?
PRESENT PERFECT TENSE
( + ) He has just given you a smile
( - ) He has not just given you a smile
( ? ) has he just given you a smile ?
 FUTURE PERFECT TENSE
( + ) Eric will have been in his room until tomorrow afternoon
( - ) Eric will not have been in his room until tomorrow afternoon
( ? ) Will Eric have been in his room until tomorrow afternoon?

Sumber :